If you‘re looking for a business mortgage to purchase your premises or if you’re a commercial property investor looking to finance either a purchase or remortgage then you are looking in the right place. 

Lender rates and terms are determined on an individual basis based on the strength of your proposition. 

To assess the rate you’re likely to pay, please call us and we’ll talk through your proposition to target the right choice of commercial investment mortgage for you.

A commercial mortgage is probably the best way to finance the purchase of buildings and
land for business purposes, as it provides the most flexible and affordable finance solution.

Commercial mortgages are specialised because the lender has a legal claim over the property until the loan has been repaid in full.

This sort of mortgage can be used for purchasing any commercial property used for business purposes, including shops, factories, offices and warehouses.

Commercial mortgages can also be used for taking over existing businesses, purchasing brand new buildings or buying land.

Commercial Investment Mortgages

Commercial investment mortgages are designed for individuals and companies purchasing a commercial property to rent out, profiting from rental income and property value appreciation.

Commercial investment mortgage rates are rarely standardized in the same way as your home mortgage, instead each mortgage is individually priced to match the strength of the proposal.  In basic terms, the deposit requirement and headline mortgage rate will depend on the industry sector, the quality of tenant and the length of the lease. 

Typically, we can arrange commercial funding up to 75% loan to property value dependent on the quality of the asset and tenant.  Commercial finance opportunities are not limited by borrower circumstances and we can accommodate a variety of commercial lease terms and tenant qualities.

We approach a panel of lenders on your behalf including specialist commercial mortgage lenders and niche providers.  After negotiating with the panel we’ll select the most suitable lender for you in order to achieve the most appropriate funding solution.